The Index Protector 7 fixed-indexed annuity (FIA) can bring value to client portfolios by offering market-linked growth opportunity with complete protection against market loss. This advisory solution offers:
- Participation in positive market performance
- Complete protection from market loss
- A return of premium feature
- An optional rider for enhanced income benefits
- Early withdrawal charges and market value adjustments that end after seven years
- Liquidity options, including 10% penalty-free withdrawals beginning in year one
IncomeDefender rider
For those seeking enhanced income benefits, clients can add the IncomeDefender rider to their Index Protector 7 contract. For an annual charge, this optional income rider offers:
- Income payments available to start immediately after issue (if age 55+)
- Income percentages that increase annually
- Refund of rider charge at death if income payments have not started
Offering advisory annuities
The Index Protector 7 is built for the advisory model and can be seamlessly integrated into your practice. Submitting business is easy, and with platform integrations and digital capabilities that simplify administration, our advisory solutions complement modern advisory relationships — not complicate them.
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