Annuity Investors Life Insurance Company Annuities
FlexMax 14
Offer your clients a 2% additional interest rate with FlexMax 14. With a 14-year declining early withdrawal charge, this product accepts periodic purchase payments! (Minimum periodic payments: $50 per month or $600 annually). For a complete description, see the Product Overview located under the Marketing Materials tab.
Product Details
- Non-qualified 0-85
- Inherited non-qualified 0-75
- Inherited IRA 0-75
- Qualified 0-70
- Non-qualified
- Qualified
- Inherited non-qualified
- 403(b) (Traditional and Roth)
- IRA (Traditional, Roth, SEP, SIMPLE and Inherited)
- 457(b)
- Single, flexible and periodic purchase payments
Minimum:
- $50/month, $600 annually (flexible)
- $3,000 (single)
Maximum:
- $1 million for ages 0-85
- 14-year declining for ages 0-55 14%, 13%, 12%, 11%, 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%
- 10-year declining for ages 56 + 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%
- During the first contract year, 10% of purchase payments may be withdrawn without an early withdrawal charge
- After the first contract year, 10% of the sum of the account value as of the most recent contract anniversary plus all purchase payments received since that contract anniversary may be withdrawn without an early withdrawal charge
- Terminal Illness Waiver
- Extended Care Waiver
- 2% bonus is added to all purchase payments received in the first five contract years
- 90% of purchase payments, plus interest credited daily at a minimum guaranteed rate, less withdrawals and any applicable early withdrawal charges
Available:
- through endorsement
- Income for a fixed period
- Single life with period certain
- Joint and one-half survivor
- Income for a fixed period, not to exceed life expectancy
This optional rider is temporarily suspended: IncomeSustainer
Complete the form below to access new business paperwork. Please note, if you do not complete required training prior to your first sale, new business will be rejected and returned to you. Visit the required training page to view and complete required training.
New Business Kit For
Required Materials
Complete the form below to find product-specific marketing materials. Additional materials are located under Marketing and Sales Materials.
Ready to submit business? You can upload paper versions or use our electronic business platform here.
