For Insurance Agents

I am an insurance agent interested in selling fixed and fixed-indexed annuities through a retail agency.

Step 1. Complete the required paperwork. 

Step 2. Submit the paperwork to your upline for completion and submission to MassMutual Ascend.

Step 3. Complete your required training. Commission will not be paid and business will be rejected if you do not complete the required training prior to your first sale.

For Registered Representatives

I am a registered representative interested in selling fixed, fixed-indexed, and/or registered index-linked annuities through a Broker/Dealer.

Step 1. Complete the required paperwork for the type(s) of annuities you plan on selling.

• If you plan to sell fixed/fixed-indexed annuities, complete the required paperwork.
• And/or if you plan to sell registered index-linked annuities, you’ll need to complete a Registered Index-Linked Annuity Registered Representative Appointment Form. 

Step 2. Submit the paperwork to your upline for completion and submission to MassMutual Ascend.

Step 3. Complete your required training. Commission will not be paid and business will be rejected if you do not complete the required training prior to your first sale.

• Registered index-linked annuity training may be required at the discretion of your Broker/Dealer. Please check with your Broker/Dealer for training requirements.

For Investment Advisor Representatives 

I am an Investment Advisor Representative interested in offering fee-based fixed, fixed-indexed, and/or registered index-linked annuities through a Registered Investment Advisor.

Step 1. Complete the required paperwork. 

Step 2. Complete your required training. Commission will not be paid and business will be rejected if you do not complete the required training prior to your first sale. 

Please keep in mind:

• You must be insurance licensed in order to sell an annuity
• You may need to update Form ADV before selling an annuity

If you are both a registered representative and an Investment Advisor Representative, you are only required to complete one set of paperwork.