SecureGain 3

Offer your clients safety and predictable growth with SecureGain 3. This fixed annuity offers a competitive rate that is guaranteed over a three-year period. For a complete product description, see the Product Overview in the Marketing Materials section below.

Details

Issue Ages

Inherited non-qualified 0-75Non-qualified 0-89Inherited IRA 0-75Qualified 0-89

Tax Qualifications

Non-qualifiedQualifiedInherited non-qualified403(b) (Traditional and Roth)IRA (Traditional, Roth, SEP, SIMPLE and Inherited)457(b)

Purchase Payments

Issued with single premium

Purchase Payment Minimums and Maximums

Minimum:

$10,000

Maximum:

$1 million for ages 0-85
$500,000 for ages 86+

Early Withdrawal Charges

6-year declining 9%, 8%, 7%, 6%, 5%, 4%

Market Value Adjustment

A market value adjustment will apply to withdrawals or surrenders during the six-year term. MVAs will not apply to surrenders that occur in the last 30 days of the initial three-year term.

Free Withdrawal Allowance

After the first contract year, 10% of the account value as of the most recent contract anniversary may be withdrawn without an early withdrawal charge or market value adjustment.During the first contract year, 10% of the purchase payment may be withdrawn without an early withdrawal charge or market value adjustment

Waivers

Terminal Illness WaiverExtended Care Waiver

Payout Options

Fixed period payoutLife payoutLife payout with payments for at least a fixed periodJoint and one-half survivor payout

Marketing Materials

View, download a zip file of selected materials and/or order materials to be shipped to you.

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Product Brochure - Fixed Annuity

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Indexed

Fee-Based

Riders

Registered Index-Linked

Fixed

Marketing Materials

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Product Rates

Calculators

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Marketing Materials

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SecureGain 3

SecureGain 3

SecureGain 3

Details

Issue Ages

Tax Qualifications

Purchase Payments

Purchase Payment Minimums and Maximums

Early Withdrawal Charges

Market Value Adjustment

Free Withdrawal Allowance

Waivers

Payout Options

Marketing Materials

Agent Approved - Product Materials

Client Approved - Product Materials

Product Brochure - Fixed Annuity

SecureGain 3

SecureGain 3

SecureGain 3

A smoother path to financial security

Details

Issue Ages

Tax Qualifications

Purchase Payments

Purchase Payment Minimums and Maximums

Early Withdrawal Charges

Market Value Adjustment

Free Withdrawal Allowance

Waivers

Payout Options

Marketing Materials

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