Index Frontier 5 Plus - State Approvals For 2023 Base Product and 2024 Product Enhancements

 

In May 2023, MassMutual Ascend launched the Index Frontier 5 Plus registered index-linked annuity with the following indexed strategies:

On May 7th, 2024, the following indexed strategies were added to the Index Frontier 5 Plus:

S&P 500

  • 1-Year -10% Floor with Cap*
  • 1-Year 10% Buffer with Cap*

iShares MSCI EAFE ETF

  • 1-Year -10% Floor with Cap

iShares U.S. Real Estate ETF

  • 1-Year -10% Floor with Cap

SPDR Gold Shares ETF

  • 1-Year -10% Floor with Cap

First Trust Barclays Edge Index

  • 1-Year 10% Buffer with Cap*

S&P 500

  • 1-Year 10% Buffer with Performance Trigger
  • 1-Year 10% Buffer with Dual Performance Trigger
  • 1-Year 20% Buffer with Cap*
  • 1-Year 20% Buffer with Performance Trigger
  • 5-Year 10% Buffer with Upside Participation Rate*
  • 5-Year 20% Buffer with Cap*
*Performance lock available.


Refer to the table below to see which version of the Index Frontier 5 Plus is currently approved for new sales in your state:

 

RILA Square2023 Base Product
RILA Triangle2024 Product Enhancements (includes Base Product strategies)
Blank: Pending Approval
 Index Frontier 5 Plus
AlabamaRILA Triangle
AlaskaRILA Square
ArizonaRILA Triangle
ArkansasRILA Triangle
CaliforniaRILA Triangle
ColoradoRILA Triangle
ConnecticutRILA Triangle
DelawareRILA Triangle
District of ColumbiaRILA Square
FloridaRILA Triangle
GeorgiaRILA Triangle
HawaiiRILA Triangle
IdahoRILA Triangle
IllinoisRILA Triangle
IndianaRILA Square
IowaRILA Triangle
KansasRILA Triangle
KentuckyRILA Triangle
LouisianaRILA Triangle
MaineRILA Triangle
MarylandRILA Square
MassachusettsRILA Triangle
MichiganRILA Triangle
Minnesota 
MississippiRILA Square
Missouri
MontanaRILA Square
Nebraska
NevadaRILA Triangle
New HampshireRILA Triangle
New JerseyRILA Square
New MexicoRILA Triangle
North CarolinaRILA Triangle
North DakotaRILA Triangle
OhioRILA Triangle
OklahomaRILA Triangle
Oregon 
Pennsylvania
Rhode IslandRILA Triangle
South CarolinaRILA Triangle
South DakotaRILA Triangle
TennesseeRILA Triangle
TexasRILA Triangle
UtahRILA Triangle
VermontRILA Triangle
VirginiaRILA Square
WashingtonRILA Triangle
West VirginiaRILA Triangle
WisconsinRILA Triangle
WyomingRILA Triangle