Using a fee-based annuity as an asset class, this annuity calculator provides a side-by-side comparison of a portfolio with and without one of these products. Monte Carlo simulations illustrate a range of possible outcomes and the benefits of having downside protection, while allowing participation in market upside.

The Portfolio Simulator allows you to see and analyze different results based on market performance and interest rate changes, including the impact on accumulation, standard deviation and Sharpe Ratio. Plus, gain access to an exclusive white paper by Dr. Wade Pfau Ph.D., CFA and professor of retirement income.