Products
We offer a broad range of products to help meet your clients' financial needs. Learn about our products' features and obtain current rates, marketing materials and more.
Indexed
American Landmark 3
Offers multiple indexed strategies, and early withdrawal charges and market value adjustments that end after 3 years.
American Landmark 5
Offers multiple indexed strategies, and early withdrawal charges and market value adjustments that end after 5 years.
American Legend 7
Offers multiple indexed strategies, and early withdrawal charges and market value adjustments that end after 7 years.
Premier Income Bonus
Offers a built-in income rider with an 6% bonus, and early withdrawal charges and market value adjustments that end after 7 years.
Safe Return
Offers a return of premium guarantee, a bailout on indexed strategies and early withdrawal charges that end after 10 years.
Fee-Based
Advantage 5 Advisory
Offers steady, predictable growth with a rate that’s guaranteed for the initial five-year term.
Index Achiever Advisory
Offers market-linked growth opportunity and reduces downside risk with -10% floor, 50% downside participation rate and 10% buffer strategies. Has no early withdrawal charges and a market value adjustment that ends after six years.
Index Protector 4
Offers diversification for fee-based portfolios and early withdrawal charges that end after 4 years.
Index Protector 5 MVA
Offers diversification for fee-based portfolios and market value adjustments that end after 5 years.
Index Protector 7
Offers diversification for fee-based portfolios, a return of premium guarantee, and early withdrawal charges and market value adjustments that end after 7 years.
Riders
IncomeDefender
This guaranteed income rider offers an 8% rollup and payments that can start immediately after issue (if age 55+). Available with the Index Protector 7.
IncomeSecure
This guaranteed income rider offers a 6% rollup and payments that can start immediately after issue (if age 55+).
Inheritance Enhancer
This guaranteed death benefit rider offers a 9% rollup for issue ages 50-75, a 6% rollup for issue ages 76-85 and refund of rider charges in certain circumstances.
Registered Index-Linked
Index Frontier 5
Offers market-linked growth and a level of downside protection, and early withdrawal charges that end after 5 years.
Index Frontier 7
Offers market-linked growth and a level of downside protection, and early withdrawal charges that end after 7 years.
Index Summit 6
This 6-year registered index-linked annuity offers participation in market growth with 50% protection against loss.
Index Frontier 5 Pro
Offers market linked growth and level of downside protection with a higher earning potential in exchange for a contract fee.
Index Frontier 7 Pro
Offers market linked growth and level of downside protection with a higher earning potential in exchange for a contract fee.
Index Summit 6 Pro
Offers market linked growth and level of downside protection with a higher earning potential in exchange for a contract fee.
Fixed & Immediate
SecureGain 3
Offers a guaranteed interest rate during each three-year term, and early withdrawal charges and market value adjustments that end after 6 years. Early withdrawal charges and MVAs will not apply to surrenders that occur in the last 30 days of the initial three-year term.
SecureGain 5
Offers a first-year interest rate bonus, plus a base rate that increases 0.10% in years two through five. Early withdrawal charges and market value adjustments end after 5 years.
SecureGain 7
Offers a first-year interest rate bonus, plus a base rate that increases 0.25% in years two through seven. Early withdrawal charges and market value adjustments end after 7 years.
SPIA
Offers immediate income for single purchase payments of $10,000 or more. Plus, flexible payment periods range from five years to life.
