Annuity Investors Life Insurance Company Annuities
FlexMax Plus
Offer your clients a 1.5% additional interest rate with FlexMax Plus. With a 10-year declining early withdrawal charge, this product accepts periodic purchase payments! For a complete description, see the Product Overview located under the Marketing Materials tab.
Product Details
- Non-qualified 0-85
- Inherited non-qualified 0-75
- Inherited IRA 0-75
- Qualified 0-85
- Non-qualified
- Qualified
- Inherited non-qualified
- 403(b) (Traditional and Roth)
- IRA (Traditional, Roth, SEP, SIMPLE and Inherited)
- 457(b)
- Single, flexible and periodic purchase payments
Minimum:
- $50/month, $600 annually (flexible)
- $3,000 (single)
Maximum:
- $1 million for ages 0-85
- 10-year declining 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%
- During the first contract year, 10% of purchase payments may be withdrawn without an early withdrawal charge.
- After the first contract year, 10% of the sum of the account value as of the most recent contract anniversary plus all purchase payments received since that contract anniversary may be withdrawn without an early withdrawal charge
- Terminal Illness Waiver
- Extended Care Waiver
- 1.5% bonus is added to all purchase payments received in the first five contract years
- 90% of purchase payments, plus interest credited daily at a minimum guaranteed rate, less withdrawals and any applicable early withdrawal charges
Available:
- 403(b)
- 457(b)
- Income for a fixed period
- Single life annuity
- Single life with period certain
- Joint and one-half survivor
This optional rider is temporarily suspended: IncomeSustainer
Complete the form below to access new business paperwork. Please note, if you do not complete required training prior to your first sale, new business will be rejected and returned to you. Visit the required training page to view and complete required training.
Complete the form below to find product-specific marketing materials. Additional materials are located under Marketing and Sales Materials.
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